Breaking the Barrier

October 14, 2010.  A date which will live in infamy.  Okay, so maybe it's not as grandiose as all that, but today was the day we officially broke below $100,000 in terms of debt owed.  We haven't owed this little money since we bought our house back in 2004.  We also have about another $1,500 poised to go toward the loans in the coming days, so that will drop us even further.

Something about this feels like a birthday -- on my birthday, I'm really only a day older than I was the day before, but psychologically, it feels like I'm really a full year older.  Same thing here -- in reality, we're only a few hundred dollars less in debt than we were yesterday, but breaking through that $100,000 barrier -- from six digits to the left of the decimal to five -- is a huge feeling, the sort that is likely to accelerate our efforts even more.

We're still on track to have the student loan paid off by Christmas (with a little temporary help from our Rainy Day fund in mid-December), and only a little behind on where we need to be to have the mortgage gone at the end of the forty months.  Things keep looking up for me in the music and composing department, so I'm hopeful that will mean extra income that we can throw straight at the mortgage to get ourselves back on track.

Speaking of music and composing, I'm trying to get my other blog, The Creative, off the ground.  I've finally gotten serious about it, I'm posting on a regular schedule, and now all I need are people reading it and sharing in the dialog.  If you're so inclined, head over, take a look at it, spend some time there, and drop me a comment or two if you wish.  Also feel free to subscribe to get the posts delivered to your RSS feed, blog reader, or email.  If nothing else, head back daily to check out the Daily Haiku.

Anyone else have any sort of debt-reduction or other financial success story they want to share?  The comment section is below, so share away!